Odd Peak

Salary and Growth Opportunities If You Crack IBPS RRB Scale-2 Officer Exam


The examinations conducted by the Institute of Banking Personnel Selection (IBPS) provide a platform for banking aspirants. IBPS conducts recruitment drives to fill vacant positions in varied RRBs (Regional Rural Banks). For officer cadres, clearing the online examination is followed up with a group discussion and interview round.

On being selected, you can expect an IBPS RRB Officer Scale 2 salary somewhere between INR 33,000 and INR 39,000 each month. Initially, you are given a Manager’s title, which falls under the Group A category. After completing a few years of service, you can qualify for growth opportunities to higher posts. 

Job Profile

As an RRB Scale 2 officer, some of the responsibilities assigned to you include:

  • Interacting with customers
  • Resolving queries of account holders
  • Managing cash books
  • Providing the rural population with cash facilities
  • Managing withdrawals
  • Preparing bank reports

IBPS RRB Officer Scale II vacancies include Specialist and General Banking officer posts. Depending on which opening you are applying to, you have to appear for the relevant examination. As long as you meet the minimum eligibility criteria, you can apply for either position.

Perks and Allowances

The following allowance components are included in your IBPS RRB Officer Scale 2 salary structure:

Dearness Allowance (DA)

DA works out to 46.5% of your basic salary and fluctuates to compensate for the corresponding inflation. This allowance enables you to sustain yourself despite facing an increase in price levels.

House Rent Allowance (HRA)

Since this component compensates you for your house rent expenses, it varies according to your location. You are entitled to a higher percentage when residing in an urban area. 

A rural transfer entitles you to an HRA calculated at 5% of your basic pay while semi-urban region HRA’s are capped at 7.5%. When located in an urban belt, you get 10% of your basic salary as HRA.

Special Allowance 

Approximately 7.75% of your basic salary is reserved as a special allowance.

Other perks that you can avail of owing to your scale II officer cadre position include:

  • Benefits under pension schemes announced by the government
  • Reimbursement for leased accommodation
  • Travel allowance
  • Medical reimbursement
  • Nominal reimbursement for newspapers

Considering your postings are centered around rural locations, you benefit from the low cost of living. Even the work pressure compared to commercial banks is relatively lighter, facilitating an ideal work-life balance.  

Growth Prospects

After evaluating your performance and collating your years of experience, the bank will consider you for a promotion. On completing a mandatory probation period of two years, you can climb the ladder to become a scale III officer in the RRB hierarchy.

Your career graph can move from an Assistant Manager to Deputy Manager, followed by Branch Manager, Senior Branch Manager, and Chief Manager. The next sequence of designations comprises Assistant General Manager, Deputy General Manager, and ends with General Manager.

Prepare strategically first to crack the corresponding exams and clear the subsequent evaluation rounds. You can always lean on the learning guide for banking sector aspirants to better your chances of making the final cut.